Updates

February 7, 2008

Happy New Year!

Today is the first day of the Chinese New Year or sometimes called the Lunar New Year.  2008 is the year of the Rat.  My wife, […]
February 4, 2008

Final Notice! You’re About To Receive 42 Offers To Refinance Your Home Loan

About 2 months ago, I started to receive letters about refinancing my adjustable loan.  Apparently, I live in Refi-Hell and every lender in the country is attempting to […]
February 4, 2008

Have A Child, Lose Your Home In Foreclosure!

According to research analyzed by John H. Vogel, a professor of real estate at the Tuck School of Business at Dartmouth, having a child is the […]
February 1, 2008

Churning Home Listings, Days On Market Versus Continuous Days On Market

I recently read a post from The Front Steps blog on resetting the days on market (DOM) data field on the Multiple Listing Service (MLS).   Although the post was […]
January 28, 2008

Single Story Overlay Zones, What Are They And Why Should You Care!

The purpose of the single story overlay zone (or in builder speak, R1-S district) is to modify the height and number of stories permitted in any […]
January 24, 2008

Why My Family Moved To Los Altos in 1964 – History Repeating Itself For Many Silicon Valley Families

My family moved to south Los Altos in 1964, having lived briefly in Sunnyvale and before that in Minnesota.  My parents bought a 4 bedroom home on a […]
January 22, 2008

Los Altos City Council Decides On Global Warming Initiative…Tonight

Tonight the Los Altos City Council will decide whether to adopt the U.S. Conference of Mayors Climate Protection Agreement and whether to take action to reduce greenhouse […]
January 22, 2008

Consumers Affected By Federal Reserve Bank’s Slashing Of Federal Funds Rate by .75%

The Federal Open Market Committee met last night in an unscheduled meeting.  The result of this meeting was a cut in the federal funds rate of 75 […]
January 21, 2008

Why Changing Mortgage Guidelines Affect Every Mortgage Holder

In this brief 5 minute video, Dan Green of The Mortgage Report gives insight into mortgage lending and how mortgage guidelines are changing.  It’s a clear, concise, […]